Normal Turn Key Rental Analyzer (Cash, Bank, Private Money, and Hard Money)
- Tab 1 - Rental financing analysis
- Calculates the cash required for an investment loan approval.
- Has options to use various financing: cash, bank financing, private money, and hard money lenders.
- Tab 2 - Rental Operational analysis
- Calculates before and after-tax flow and actual tax savings from the investment, if any
- Factors in actual depreciation calculated in the depreciation schedule (included)
- Factors in additional depreciation for capital improvements (rehab) (included)
- Factors in actual interest expense deduction from the loan amortization schedule (included)
- Tab 3 - Five-year forecast of the property
- Factors in both refinanced and non-refinanced scenarios in the forecas.t
- Shows five-year projections with the user input growth rate for rent, expense, and property valu.
- Shows gain and tax implications if sold within five years.
- Shows actual cash flow after paying off the remaining mortgage balance
- Tab 4 - Determine the depreciable basis of the property by categorizing expenses from the closing statement
- Categories cost from the closing statement to properly calculate depreciable basis
- Allocates purchase price to land and building
- Quantifies the impact of refinancing on old loan fees (points) and new loan fees (points)
- Determines the depreciable cost of rehab after deducting deductible repairs
- Incorporates personal expenses that are incurred to acquire the property
- Tab 5 - Depreciation schedule of the property (both residential and nonresidential)
- Tab 6 - Deprecation schedule of the capital improvements (both residential and nonresidential)
- Tab 7 - Loan Amortization Schedule
